Good questions.
Simple answers.
01What is Florente?+
Florente helps you understand insurance, organise your questions, and compare the details that matter before making a decision.
02How do I choose between health and term insurance?+
They serve different needs. Health insurance helps with eligible healthcare expenses, while term insurance provides a benefit to your nominee if a covered death occurs during the policy term.
03Can I compare policies here?+
Yes. Use the comparison worksheet to compare key features from the policy documents you have. It does not display live insurer quotes.
04How can I speak with someone?+
Use the consultation form to share your preferred time and topic. A request is only confirmed after the team accepts it.
05Will every medical expense be covered?+
No. Cover depends on the policy wording, waiting periods, exclusions, limits, and the insurer’s assessment of the claim.
06What should I prepare before a consultation?+
Think about who needs protection, your existing policies, your budget, and your main questions. Please do not send medical records through the general enquiry form.