Terms of use.

Using this website

Florente provides general educational information and planning worksheets. Content and tool results are not an insurance contract, an offer of cover, a live quote, or personalised financial advice.

Insurance decisions

Eligibility, premiums, benefits, exclusions, and claims are determined by the insurer and its policy wording. Verify all information with the insurer before buying, renewing, or making a claim.

Enquiries and appointments

A consultation request does not confirm an appointment. The team must separately confirm a time. This website does not collect premium payments or issue policies.

Tools and links

Calculations are illustrative and comparison entries are supplied by you. External services operate under their own terms. Downloading a reminder does not renew an insurance policy.